Foreign Insurance Consultancy

Depending on where you’re going, you may need to get special vaccines or medications as a precaution against various diseases. If you have any pre-existing condition ensure to carry with you the most current comprehensive and up-to-date medical recommendations and reports. In addition, if you routinely take any prescription medication, make sure you have enough to cover the duration of your travels so that you don’t run out while you’re overseas. Finally—and especially if you’re going to any remote regions—it’s wise to pack non-prescription medicines (aspirin, Imodium, etc.) that may not be easy to find.

Before you travel abroad, refer to the State Department’s Program for Travel Alerts .This are short-term events we think you should know about when planning travel to a country and Travel Warnings.  Travel Warning are issued when they want you to consider very carefully whether you should go to a country at all.”). It’s worth checking for these notices both before you book a trip and just before you depart.

Most importantly, have at least one color copy of your passport’s ID page stored somewhere safe and separate from your passport. You should also make copies of any visas that pertain to your current travels. Hotel reservations, train ticket confirmations, and all other travel documents should be copied as well. In this digital age, it is very convenient (and eco-friendly) to only have digital copies of these documents handy.

Regardless of whether a country requires you to obtain a tourist visa, it may levy an entrance and/or exit fee against you. For example, Argentina allows U.S. citizens to visit for up to ninety days without a visa, but a $160 “reciprocity fee” must be paid before entering the country—you won’t be allowed in without a copy of the receipt. Once again, the Consular Information Program is the most reliable resource for determining whether a country charges these fees; on any country page, look under the Entry, and Exit & Visa Requirements tab for complete information.

Before you travel, check your health insurance policy to see if it includes international coverage. If not, consider buying a short-term policy that will cover you while you’re abroad, in case something should happen. Similarly, a smart way to protect your trip and your money is to purchase travel insurance.

This provides indemnity to business premises, contents and stocks against loss or damage to property caused by;

• Fire
• Burglary
• Political violence & terrorism
• All risks

This policy is ideal for property developers, industrial companies with respect to their plant and machinery, general contents, office equipment and stocks in trade.

• Electronic Equipment Insurance

This policy provides coverage to your electronic equipment against sudden mechanical and electrical breakdown, faulty material and design, lightning, over voltages and unforeseen physical damage

This policy covers loss or damage to money by robbery or theft whilst:

• In transit from your premises to the bank and vice versa
• In your premises during business hours
• In your premises in locked safes/strong rooms outside business hours
• In the hands of senior employees/authorized personnel of the company
• Damage to safes and /or strong rooms

This policy is ideal for institutions handling money such as Banks, Mpesa shops, betting shops, and jewelry dealers.

Covers the contractor for loss or damage from insured perils that may occur during construction for buildings, roads, bridges, dams, and other like infrastructure.
This policy is ideal for civil engineers, construction companies in property development and maintenance of bridges, roads, dams, sewerage and other infrastructural erection.

• Machinery Breakdown Insurance
• Machinery breakdown insurance provides cover against sudden and unforeseen physical loss or damage to the insured machinery.

This covers the cost of repairing or replacing indemnifiable breakdown or losses to machinery.

This policy covers the lost income/profit which would have been achieved by the business if the interruption due to material damage had never happened.
This policy is ideal for, rentals, schools and colleges, professional firms such as estate agents, solicitors, accountants & doctors, manufacturing companies, storage companies and traders of stocks.

Travel insurance has been tailored to meet all needs of students, groups, individuals and corporate business travelers. Travel insurance is tailored to provide indemnity for accidental Injuries, medical expenses, losses of personal effects, travel delays, hijack, personal liability, legal expenses, repatriation of mortal remains amongst other risks.

This policy covers goods being transported by sea or air against loss from sinking, stranding, fire, collision, sea water, heavy weather, contact, explosion, damage during discharge or loading, special charges incurred at the point of distress and a wide range of other perils.

The policy provides cover for loss or damage to insured vessel including legal liabilities to third parties, legal costs and salvage charges

The purpose of liability insurance is to provide indemnity to the insured in respect of the financial consequence of legal liabilities towards third parties arising out of business activities.

The main classes of liability insurances are:

• Public liability
• Product liability
• Employers liability
• Work Injury Benefits Act

Professional Indemnity

The policy provides indemnity to the insured against loss and/or destruction/damage to glass by accident or misfortune of a fortuitous nature. Cover can be arranged for glass windows, cabinet glass, display signs, fixed glass and glass partitions on premises

This policy provides cover for loss or damage of goods while in transit by road, rail or any inland waterway within the geographical area set out in the policy.
This policy is ideal for transport companies, individual transporters and logistics companies involved in transportation of letters or package.